*Interest Rate applies to a $100,000 loan.

*Payment doesn't include taxes or insurances.
APR includes underwriting fees,
flood determination fees,
and estimated pre-paid interest
for owner-occupied properties.

60 day lock pricing.

For Conventional Fixed Rate Mortgage,
*Payment amount applies to a $100,000 loan,
with a 20% down payment. 

If the down payment is less than 20%,
mortgage insurance may be needed on the loan.
This  could increase the monthly payment and the APR.

For FHA Loans,
*APR also includes cost of FHA mortgage insurance.

For ARM Programs,
*APR is based on an index and the APR and payments
are subject to change after the initial fixed rate period.



Please contact us for rates on loans with other amounts,
lower down payments, and other terms.