Mortgage Rates

 

 


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"There's No Place Like Home" for mortgage loans.   Home Federal Bank is locally operated and depositor owned, so all mortgage loan decisions are made locally.  Contact us today.  We'll find the loan that fits your needs.

We post our rates as a convenience to our customers while making financial decisions.  Please use our calculators to help you weigh your options and feel free to apply online.  Realize rates are subject to change without notice.  When in doubt, please contact Home Federal.  


Rates effective
2/3/2012

Conventional Fixed Rate Mortgage Loans

Term Interest Rate* Discount Points Monthly
Payments*
APR*
30 years 3.875% 0.000% $470.24 3.924%
15 years 3.250% 0.000% $702.67 3.337%

Conventional Adjustable Rate Mortgage
(1-year ARM)

Term

Interest Rate* Origination Fee Monthly
Payments*
APR*
30 years 3.250% 1.000% $435.21 2.908%
Fully indexed rate today would be 2.875%

FHA

Term

Interest Rate* Discount
Points
Monthly
Payments*
APR*
30 years 3.750% 0.000% $459.64 4.425%
15 years 3.375% 0.000% $699.90 3.746%
*Assumptions and Disclosures

 

Holly Nott MLO#494666 308-398-4906
Kevin Ottman MLO#494664 308-398-4923
Mindy Gilbertson MLO#494665 308-398-4926
Jacalyn Ayoub MLO#494663 308-398-4925
Steve Kunzman MLO#494660 308-398-4930

Home Federal also offers:
NIFA Loans
VA Loans
FHA Loans
Adjustable Rate Mortgages (ARMs)
Construction Loans
Investment Property Loans

Please Contact us for further details.

 

(*Home Federal is a depositor-owned financial institution; therefore, we generally do not originate loans or accept deposits from sources outside of our immediate trade area.)

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Home Federal invites you to "Build Your Future at Home".

This information provided for you by Home Federal Bank.
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