We post our rates as a convenience to our
customers while making financial decisions. Please use our
calculators to help you weigh your options
and feel
free to apply online. Realize rates are
subject to change without notice. When in doubt, please contact Home Federal.
Date of last update
05/15/2008
| Checking | Money Markets | Savings | CD Specials |
CDs | Escalator CDs |
| IRAs |
IRA Specials |
(Home Federal is a depositor-owned financial
institution; therefore, we generally do not originate loans or accept deposits from
sources outside of our immediate trade area.) |
|
Fees may reduce earnings.
Minimum to open is $100.
Rates may change after the account is opened. |
Account |
Interest Rate |
Annual Percentage Yield (APY) |
| Home Free
Checking |
0.00% |
0.00% |
Home Advantage
Checking
balance over $1,000 |
0.20% |
0.20% |
Home Club
Checking
$0-$2,500
$2,500-$25,000
$25,000+ |
0.20%
0.30%
0.80% |
0.20%
0.30%
0.80% |
Home Star Checking
$25,000 - $49,999
$50,000 - $99,999
$100,000 & over |
1.30%
1.95%
2.15% |
1.31%
1.97%
2.17% |
| HSA Checking |
For more
details contact Home Federal at (308) 382-4000 |
| Business
Checking |
For more
details contact Home Federal at (308) 382-4000 |
|
Fees may reduce earnings.
Minimum to open is $1,000.
There is no minimum to earn APY.
Transfers from this account to
another account or to third parties
by preauthorized, automatic or telephone transfers are limited
to six per statement cycle with no more than three
by check, draft, or similar order to third parties. Rates may change after the account is opened. |
| Account |
Interest
Rate |
APY |
Balance |
| Money Market Fund |
0.20% |
0.20% |
$0.00 to $2,499.99 |
| Money Market Fund |
0.70% |
0.70% |
$2,500.00 to $29,999.99 |
| Money Market Fund |
1.27% |
1.28% |
$30,000.00 to
$99,999.99 |
| Money Market
Fund |
1.77% |
1.78% |
$100,000 and
Over |
| Business Money
Market Fund |
0.20% |
0.20% |
Up to $5,000 |
| Business Money
Market Fund |
1.15% |
1.16% |
$5,001 to
$50,000 |
| Business Money
Market Fund |
1.65% |
1.66% |
$50,001 to
$250,000 |
| Business Money
Market Fund |
2.10% |
2.12% |
Over $250,000 |
|
Fees may reduce earnings.
Minimum to open is $100.
There is no minimum to earn APY.
Transfers from this account to
another account or to third parties
by preauthorized, automatic or telephone transfers
are limited to nine per quarter. Rates may change after the account is opened. |
| Interest Rate |
Annual Percentage Yield |
| 0.20% |
0.20% |
Kids Klub
and Youth Savings Account
There is no minimum required to
open this account or earn APY.
There are no restrictions on
the frequency or method of deposits
and there are no restrictions on the frequency or method of
withdrawals
made by mail or in person. Automated teller machine
withdrawals
are limited to a maximum of $400.00 per account per day. Rates may change after the account is opened. |
| Interest Rate |
Annual Percentage Yield |
| 0.20% |
0.20% |
Time Certificate
of Deposit
Rates Effective 05/15/08 - 05/21/08
Subject to Change Without Notice
($500 Minimum Required to
Open Account.
Penalty for Early Withdrawal.) |
| Term |
$500
- $2499 |
$2,500-$9,999 |
$10,000 |
|
Interest
Rate |
APY |
Interest
Rate |
APY |
Interest
Rate |
APY |
| 3
Months CD |
1.65% |
1.66% |
1.65% |
1.66% |
1.65% |
1.66% |
| 6 Months CD |
2.05% |
2.06% |
2.05% |
2.06% |
2.05% |
2.06% |
| 12 Months CD |
2.10% |
2.10% |
2.10% |
2.10% |
2.10% |
2.10% |
| 24
Months CD |
2.20% |
2.20% |
2.20% |
2.20% |
2.20% |
2.20% |
| 36
Months CD |
2.30% |
2.30% |
2.30% |
2.30% |
2.30% |
2.30% |
| 48
Months CD |
2.50% |
2.50% |
2.50% |
2.50% |
2.50% |
2.50% |
| 60 Months CD |
2.60% |
2.60% |
2.60% |
2.60% |
2.60% |
2.60% |
| Contact us for
more information on other rates and renewal terms. |
|
Rates Effective
05/15/08 -05/21/2008
Subject to Change Without Notice
($500 Minimum Required to Open Account.
Penalty for Early Withdrawal.) |
| |
|
Interest
Rate |
APY |
Interest
Rate |
APY |
Interest
Rate |
APY |
| 8 Months CD |
2.27% |
2.28% |
2.27% |
2.28% |
2.27% |
2.28% |
| 23
Months CD |
3.01% |
3.01% |
3.01% |
3.01% |
3.01% |
3.01% |
| 35
Months CD |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
| Contact us for
more information on other rates and renewal terms. |
|
Minimum Balance $2,500.00
No Additions Permitted
Seven (7) day grace period each
month or quarter on issue date.
(Penalty for Early Withdrawal.) |
| Period |
12 Month
Escalator APY |
36 Month
Escalator APY |
APY if
Interest Left |
2.10% |
2.70% |
APY if
Interest Withdrawn |
2.09% |
2.67% |
|
Rates Effective
05/15/08 - 05/21/08
Subject to Change Without Notice
Fixed Rates
(Minimum of 6 months, $10 to open) |
| |
Interest Rate |
APY |
Interest Rate |
APY |
Interest Rate |
APY |
| 6
Months |
2.05% |
2.06% |
2.05% |
2.06% |
2.05% |
2.06% |
| 7 Months |
2.05% |
2.06% |
2.05% |
2.06% |
2.05% |
2.06% |
| 8 Months |
2.05% |
2.06% |
2.05% |
2.06% |
2.05% |
2.06% |
| 9 Months |
2.05% |
2.06% |
2.05% |
2.06% |
2.05% |
2.06% |
| 10 Months |
2.05% |
2.05% |
2.05% |
2.05% |
2.05% |
2.05% |
| 11 Months |
2.05% |
2.05% |
2.05% |
2.05% |
2.05% |
2.05% |
| 12-23 Months |
2.10% |
2.10% |
2.10% |
2.10% |
2.10% |
2.10% |
| 24-35 Months |
2.20% |
2.20% |
2.20% |
2.20% |
2.20% |
2.20% |
| 36-47 Months |
2.30% |
2.30% |
2.30% |
2.30% |
2.30% |
2.30% |
| 48-59 Months |
2.50% |
2.50% |
2.50% |
2.50% |
2.50% |
2.50% |
| 60 Months |
2.60% |
2.60% |
2.60% |
2.60% |
2.60% |
2.60% |
|
|
|
|
|
|
|
|
Rates Effective
05/15/08 - 05/21/08
Subject to Change Without Notice
Fixed Rates
(Minimum of 6 months, $10 to open) |
| |
| |
Interest Rate |
APY |
Interest Rate |
APY |
Interest Rate |
APY |
| 8
Months |
2.27% |
2.28% |
2.27% |
2.28% |
2.27% |
2.28% |
| 23 Months |
2.72% |
2.72% |
2.72% |
2.72% |
2.72% |
2.72% |
| 35 Months |
3.35% |
3.35% |
3.35% |
3.35% |
3.35% |
3.35% |
Be sure to check our
Checking and Savings Account Disclosures,
Interest and Fees Disclosures and
Certificate Disclosures for further
details. Any questions, please
contact us.
|
