Credit Cards

 

 

With the Elan credit card program, our customers have a VISA card at their fingertips. Check out your options . . . We've got the card to fit your needs . . .

| Visa® Platinum Credit Card  |Select Rewards Visa® Platinum, |
|Cash Rewards Visa® Platinum|
|Visa® Signature | Young Adult Visa | College Rewards Visa®|

|Secured Visa®|

Home Federal is excited to announce that you can now apply online for an Elan VISA card.  Click here to learn more and/or to apply online for an Elan VISA card.

Elan credit card account information is available online.  Safe and secure account information access is provided by SSL (Secured Socket Layer Security).  To access your Elan credit card account information, simply click on www.elancard.com, select Access Accounts, and then enter your 16 digit credit card number and your 4 digit Personal Identification Number (PIN).  If you do not have a PIN for your credit card, or do not remember your PIN, contact Elan Technical Support at 1-877-334-0460.

Visa® Platinum Credit Card

bulletA great low rate
bulletPrime + 3.99% - 14.99% APR
bulletNo annual fee with at least one purchase per year, otherwise $40.00
bulletAvailable to our customers with an annual household income of $12,000 or more
bulletSpecial Offer:  0% for first 6 billing cycles on purchases and balance transfers.
bulletMinimum Requirements:  Must be 18 years of age, have a U.S. address, Social Security number
bullet Apply now

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Select Rewards Visa® Platinum

bulletGreat low rate while earning your choice of rewards
bulletEarn one point for every net dollar spent to redeem towards merchandise, certificates, cash and travel.
bulletPrime + 3.99% - 14.99% APR
bulletNo annual fee
bulletSpecial Offer:  0% for first 6 billing cycles on purchases and balance transfers.
bulletReward Details:  1,000 bonus points with first purchase.  No limit to the number of points earned.
bulletMinimum Requirements:  Must be 18 years of age, have a U.S. address, Social Security number and a minimum annual household income of $12,000
bullet Apply now

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Cash Rewards Visa® Platinum

bulletCash back on purchases made anywhere.
bulletUp to 1% Cash Back on purchases
bulletPrime + 3.99% - 14.99% APR
bulletNo annual fee with at least one purchase per year, otherwise $40.00
bulletEarn up to $350 per year, Tiered earning program: 
1st $1,000 = .25% cash back
2nd $1,000 = .50% cash back
3rd $1,000 = .75% cash back
3,000+ = 1% cash back
bulletMinimum Requirements:  Must be 18 years of age, have a U.S. address, Social Security number and a minimum annual household income of $12,000
bullet Apply now

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Visa® Signature

bulletRemarkable purchasing power with no preset spending limit.
bulletEarn Signature rewards such as travel, merchandise, cash and gift certificates.  Access to Signature concierge, dining, and access privileges.
bulletPrime + 3.99% - 14.99% APR
bullet$55 Membership Fee
bullet0% for first 6 billing cycles on purchases and balance transfers.
bullet2,500 bonus points upon enrollment.  Fly free on any airline without the restrictions of frequent flyer programs.  No limit to the number of points earned.
bulletMinimum Requirements:  Must be 18 years of age, have a U.S. address, Social Security number and a minimum annual household income of $30,000.
bullet Apply now
 

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 Young Adult Visa®

bulletOpportunity to establish a strong credit history.
bulletEstablishes credit history for those with little or no credit history and is not restricted to young adults.
bulletRate of Prime + 5.99% - 14.99% APR
bulletNo annual fee with at least one purchase per year, otherwise $20.
bulletAvailable to our customers who are at least 16 years of age, with a responsible adult co-signer, must has U.S. address and Social Security Number
bullet Apply now

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College Rewards Visa®

bulletRewards while establishing a strong credit history.
bulletEstablishes credit history with lower qualifying requirements.
bulletRate of Prime + 5.99% - 14.9% APR
bulletNo annual fee with at least one purchase per year, otherwise $20
bullet1,000 bonus points with first purchase.  Earn one point for every net dollar charged.  Maximum earning of 30,000 points annually.
bulletMust be 18 years of age, attending a 2-4 year accredited educational institution, have a U.S. address and Social Security number. (applicants should use their home address when applying)
bullet Apply now

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Secured Visa®

bulletAn opportunity to build a credit history for someone who has been turned down for a credit card in the past.
bulletWorks like a regular credit card with full Visa benefits.
bulletRate of Prime + 14.99%
bulletAnnual Fee $35
bulletStandard Visa Classic Benefits
bulletMinimum Requirements:  Must be 18 years of age, have a U.S. address, Social Security number and a minimum security deposit of $300;  $5,000 maximum.
bullet Apply now

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Consumer Card Benefits with Elan Visa®:
*  24 Hour Cardmember Service
*  Visa Zero Liability (limitations and restrictions may apply)
*  Instant Visa Rewards
*  Auto Rental Collision Coverage
*  Travel Accident Insurance (applies to Visa Platinum Cards only)
*  Extended Warranty Insurance (applies to Visa Platinum Cards only)
 

 

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Home Federal invites you to "Build Your Future at Home".

This information provided for you by Home Federal Bank.
With questions or comments, please contact us. 
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