Personal Checking

 

 

 

 

 
 

There's No Place Like HOME for checking accounts. 

For added convenience for checking account holders, you can order & reorder your checks or stop payment of a check several different ways...

| Home Free Checking | Home Advantage Checking |
| Home Star Checking | Home Mortgage Checking |
| Home Club Account | Line of Credit |
| Back up Account | Home Federal Check Card |
| Student Checking | HSA Checking Account

Long Term Care Savings Account

 Home Free Checking Account

bulletUnlimited check writing
bulletNo minimum balance
bulletNo monthly service charge
bulletFree ATM card
bulletFree VISA Check Card
bulletFree Transactions at all Home Federal ATMs
bulletFree Online Banking & Online Bill Payment
bulletOnline Bill Payer Available
bulletNo interest earned
bulletItemized monthly statement
bullet$100 Minimum Deposit to Open

 Home Advantage Checking Account

bullet$250 Minimum Balance
bulletFree VISA Check Card
bulletFree Online Banking & Online Bill Payment
bulletFree Transactions at all Home Federal ATMs
bullet2 Free Foreign ATM Transactions per month
bulletItemized monthly statement
bulletEarns Interest as Long as Balance is $1,000+
bullet$9 service charge if balance falls below $250 during statement cycle
bulletNo Fee on 1st 25 Checks per cycle - .25 each over 25
bullet$100 Minimum Deposit to Open

Home Star Checking Account

bulletHome Federal's answer to your Personal Brokerage Account needs
bulletUnlimited Check Writing
bulletFree Checks
bulletFree Online Banking & Online Bill Payment
bulletFree ATM Transactions
bulletFree Check Card
bulletTravel Opportunities
bulletPremium Interest Rates  
bullet$25,000 minimum deposit to open account
bullet$15 maintenance fee if balance falls below $25,000 in statement cycle (daily balance)

Home Mortgage Checking Account

bulletAvailable to Home Federal mortgage customers
bulletNo minimum balance
bulletNo monthly service charge
bulletUnlimited check writing (no fees)
bulletEarns interest, paid monthly
bulletFree Online Banking & Online Bill Payment
bulletFREE Visa Check Card
bulletFree Transactions at all Home Federal ATMs
bulletFree 1st Order of Checks (HF style)
bulletPre-approved $500 Line of Credit
bulletRequires TMS Payment
bulletOffered at Loan Closing
bulletItemized monthly statement
bullet2 Free Foreign ATM Transactions per Month
 

 Home Club Account

bulletAvailable to customers 50 and over
bulletFREE checks (wallet or duplicate) available
bulletEarns tiered interest rate
bulletUnlimited check writing (no fees)
bulletDiscount on Safe Deposit Box
bulletFree VISA Check Card
bulletFree Online Banking & Online Bill Payment
bulletFree Transactions at all Home Federal ATMs
bullet4 Free Foreign ATM Transactions per month
bulletSpecial Travel Offers & Events
bullet$12 service charge if balance falls below $250 during statement cycle
bullet$100 Minimum Deposit to Open

Student Checking

bulletNo Minimum Balance
bulletNo Monthly Service Charge
bulletFree VISA Check Card
bulletFree Online Banking & Online Bill Payment
bullet8 Free Foreign ATM Transactions per month
bulletUnlimited check writing (no fees)
bulletDoes not earn interest
bullet$25 required to open
bulletOpen to High School & College students age 23 & under

HSA Checking Account

bulletNo Minimum Balance Required
bulletNo Monthly Service Charge
bulletInterest Earned on the Entire HSA Balance (tiered rate)
bulletCompetitive Interest Rates (rate information available upon request)
bulletContributions can be made by Direct Deposit
bulletFree Checks
bulletFree Online Banking & Online Bill Payment
bulletFree VISA Check Card
bulletOn-time set up fee of $20.00
bullet$10.00 annual maintenance fee deducted on March 1st each year.
bulletAvailable to qualified individuals with high-deductible health plans.  Contact your legal or tax professional for eligibility and tax information.

Long Term Care Savings Account

bulletNo Minimum Balance Required
bulletNo Monthly Service Charge
bulletInterest Earned on the Entire Balance (tiered rate)
bulletCompetitive Interest Rates (rate information available upon request)
bulletContributions can be made by Direct Deposit
bulletFree Checks
bulletFree Online Banking & Online Bill Payment
bulletFree VISA Check Card
bulletOn-time set up fee of $20.00
bullet$10.00 annual maintenance fee deducted on March 1st each year.
bulletAvailable for individuals looking to save for long-term care expenses.

 Line of Credit / Overdraft Protection

Home Federal Line of Credit provides overdraft protection by automatically making advances to your checking account with an approved amount ranging from $100 to $1,500. The Line of Credit covers any checks or withdrawals up to the approved amount    Apply now for a Line of Credit.

Back Up Account

Home Federal Back Up Account is available on all qualified checking accounts. Funds are transferred from the Back Up Account to cover checks or withdrawals against the checking account up to the approved amount. The ownership on the checking account and the back up account must be identical, and each transfer carries a charge of $3.00.

Home Federal VISA Check Card

A Home Federal Check Card lets you use your checking account without writing a check. Instead of writing a check to make a purchase, you simply use your Home Federal Check Card. The amount of your purchase will be automatically deducted from your Home Federal checking account, just as if you had written a check. You will get a receipt on the spot, and a description of the transaction will appear on your next monthly statement. A Home Federal Check Card works wherever you see the VISA sign . . .even in places that won’t accept a personal check. And, should you run low on cash when you’re out of town, just use VISA, CIRRUS, NETS, or PLUS ATMs across the country. You’ll get cash quickly and easily. Again, the amount of cash withdrawal is deducted from your checking account . . . just as if you had written a check.

bulletNo monthly or annual fee
bulletWorks like a check
bulletUse it anywhere VISA is accepted

If you're ready, apply now for one of Home Federal's Checking Account products.

Check out our Rates, Disclosures, and Interest & Fees Disclosures for further details.

 

 

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Home Federal invites you to "Build Your Future at Home".

This information provided for you by Home Federal Bank.
With questions or comments, please contact us. 
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