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Are you looking for a premium interest rate for your
savings? From Regular Savings Accounts, to Time Certificates of Deposit, to
Individual Retirement Accounts, Home Federal has the solution for your company.
| Regular Savings
| Time CD | Escalator
CD | Money Market Fund
| SEPP IRA
 | Interest paid every calendar quarter |
| No service charge for maintaining
$100 minimum balance |
| 9 free withdrawals per quarter
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| Available with low minimum balance of $500 |
| Certificates of Deposit are offered in terms from 3 months to 10 years |
| Simple interest may be added to the value of the Certificates either
annually or at maturity |
| Simple interest may also be paid by check or credited to another account
monthly, quarterly, or at maturity |
| Additions are permitted ($50 minimum) |
| See Disclosures for early withdrawal penalties
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| Available with low minimum balance of $2,500 |
| Available for terms of 12 or 36 months |
| Interest paid monthly on 12 month term and quarterly on 36 month term |
| Can withdraw at either monthly or quarterly intervals without penalty |
| See Disclosures for early withdrawal penalties
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| Interest earned, paid monthly |
| Interest is tiered by balance |
| $6 service fee if balance falls below $1,000 during a statement cycle |
| Withdrawals made by telephone, automatic/pre-authorized transfers or
check are limited by law to six (6) per monthly cycle, of which no more than three (3) may
be by check
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The Simplified Employee Pension Plan (SEPP)
is a quick and easy retirement plan for you and your employees. All types of
businesses may set up SEPPs -- Sole Proprietorships, Partnerships, Corporations and
Subchapter S Corporations.
Be sure to check out our Rates, Time Certificates of Deposit Disclosures,
Escalator Certificates of Deposit Disclosures,
and Interest and Fees for further
details!
If you are interested in any of these
products, you can either Apply Now
or contact
us for further information.
For additional items of interest pertaining
to other business matters, visit our Business Toolbox
section.
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